Interview with Tina Adil Patel, TYBBI Topper 2014-15, M.K. Sanghvi College
















Rank in TY Sem V :1st

GPA :  6.86

Percentage : 75%

 1. Tell us about yourself?
– I completed my schooling from Bai Avabai Framji Petit Girls High School, Bandra.
After which I joined Malini Kishor Sanghvi College Of Commerce & Economics and passed my HSC( Commerce) and later pursued BBI at the same college.
I chose BBI over the other courses since it is a professional course and the college had good faculty too.
I felt that BBI would give me an edge over the others and getting into this new field like Banking and Insurance sounded great to me.
After BBI, I wish to take up some work experience for a while and then pursue Masters in the field.

2. How does it feel to be a Topper of the college in TY Sem V exams ?
– It surely feels nice to be a topper of my College. It’s been a consistent effort to stay at the top and to achieve what I did.

3. Whom will you credit your success to ?
–  My Co-ordinator and lecturers assisted me and guided me towards my success.

4. Did you start preparing from the first day of your TY Sem V ?
– Not really….

5. How did you study for Sem V ?
-Just the way I studied for the rest of the Semesters, I made a schedule again and followed my routine study accordingly.
In general, I would say that it is important to understand the concept and then explain in a proper language in detail about the matter. But, the definition should remain intact. As for practical’s, one needs to practice a few sums each day to enable the student perform better during exam-time.

6. Which are the easy subjects in Sem V ?
– The easy subjects according to me were:
MBI – Marketing In banking  & Insurance
FSM- Financial Services Management  SAPM-Security Analysis & Portfolio Management

7. Any special way of writing the answers ? Do you write answers in bullet form or in paragraphs ?
– I prefer answering in bullet form and underlying the key words in the answer.

8. How do you crack case studies in theory and practical subjects?
– Though , I had no case-study as such in my course, yet I feel that one needs to look into 2 aspects for solving case-studies in theory :
: To perceive things from the other persons point of view and
: Secondly, keeping in mind the organization and its strategies.
As for practical subjects, one needs to follow the formula and steps in accordance.

9. Did you draw any diagram in any paper ? Is it mandatory? Does it help to get more marks? – Diagrams do highlight the answer and adds more value to it. You can score more marks too. It’s not mandatory to have a diagram, yet would be nice to have a diagram or an illustration wherever necessary and to make the answer more presentable too.

10. Any special study pattern adopted ?
– I worked out a time-table for different subjects on different days on a daily basis. Also, kept a particular  target in mind to complete an X amount of study each day.

11. How do you fight against mood swings and distractions during exam preparation?
– During my exam preparation , I would try and keep myself composed but at times when I do get my mood-swings or get distracted, I would just shut my book and take a break. Would either chat with my  friends or watch TV.

12. If you are made the Vice Chancellor of Mumbai University, what changes would you like to initiate in Indian education system?
– If given an opportunity to be a Vice-Chancellor of Mumbai University, I would:
:Firstly, try and improvise the whole system of education.
:Secondly, would ensure that proper study-material and books are available or are in proper circulation.
:Next most important issue to tackle would be not to change the syllabus frequently as it makes it very difficult for the students and the teachers to co-ordinate and creates more confusion.
:The exam time-table should be released much in advance so the student is mentally prepared accordingly.
:Lastly, there should be a break between two papers of at least a day.

13. What message would you like to give the students who have less confidence and are from a non English background ?
– The impact of a good English background or graduating from a good college is very important  but, not necessary that every person passing from an A-grade College or University makes it in life. History has  it that many known personalities and even politicians have come up in life with a very ordinary background.
What one needs is to be ambitious and have a strong insight for the future and do out of the box thinking. You must have FAITH and CONFIDENCE in your own self , as your own PERSONA can  take you a long way.

14. Through this struggle and success , what have you learned ? What is your message to the upcoming BBI students ?
– Consistency and perseverance is the key to success.
My message to my BBI students is, ” DONT WORK HARD, WORK SMART “.

15. Your feedback for the BBI site –
– Good website and very well illustrated.






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