Interview with Prabha Sinha, FYBBI Topper 2014, Jai Hind College

Name –  Prabha Sinha

College Name –  Jai Hind College

Course Name –  BBI

Which year – FY

Rank in FY / SY : 4

GPA / Percentage:77.16 %


  • Tell us about yourself, your background, why did you join BBI and what do you plan to do after BBI?


Well I have done my 12th from Lilavatibai Podar (ISC) and I belong to a family of bankers. My father has been working in the Reserve Bank Of India from the last 18 years. I always find him thinking about the common man who is yet to be brought under the formal financial system. There are still about 50% of the people who are financially excluded from the formal financial system and it is a fact that financial inclusion is the gate way of development of any country. I have read one article by ex-Governor, RBI(Dr. D. Subbarao)-“Making a difference in your daily life”. This has transformed my thinking and I decided to excel in the field of banking and insurance as insurance is an extended arm of banking and both   are Sunrise industry, which will continue to grow till India becomes an advanced and developed country.


  • How does it feel to be a Topper of the college in Semester exams?


Of course, I am delighted but not very much as I could have done much better .The real challenge lies ahead and I have accepted the challenge to stellar performance in the forthcoming exams. I hope I am able to perform better this time and live up to the expectations of my well wishers.


  • Whom will you credit your success to?


The credit goes to my grandparents for inspiring me, the faculty for clarifying my doubts and inspiring for exploring my capability. I cannot forget my mother who is just like my friend and takes extra care of my food habits and always reminding the pending job. My younger brother contribution is also immense as he a master of computer, even though he studies in class eight. He has taught and helped me in preparing power point presentations etc. How can I forget my father who always scolds me for keeping pending all the work till the last moment and explaining banking in the easiest way.


  • Did you start preparing from the first day of your FY / SY?

No.  I am like many others. I did not start from the first day. But it was my father regular briefing on the banking which kept me engaged throughout the year.


  • How did you study for Sem I ?

I believe in writing and I always try to put my understanding in words. This gives me confidence during writing of exam.


  • Which are the easy subjects in Sem I ?

The easiest subjects are Principles of management and Effective communication.


  • Any special way of writing the answers? Do you write answers in bullet points or in paragraphs?

It all depends upon the nature of question and my understanding and memory of the related topics.


  • How do you crack case studies in theory and practical subjects?

BBI had no case study during semester I.


  • Did you draw any diagram in any paper? Is it mandatory? Does it help to get more marks?

Yes. I did it in economics, where it is essential to draw some graphs for better presentation of the relevant topics.


  • Any specific study pattern adopted i.e. timetable / how many hours per subject per day etc.?

I did it casually. But, I am determined to correct the mistake in the 2nd semester.


  • How do you fight against mood swings and distractions during exam preparation?

When I am distracted from study due to anything I just meditate. This surely is of great help for those who have trouble concentrating at a stretch.


  • If you are made the Vice Chancellor of Mumbai University, what changes would you like to initiate in Indian education system.


I would like to ensure that merit gets recognition in all spheres of education, which is possible by selecting the best faculty and admitting only those students who really deserve. There should be no reservation of any sort, students should be admitted on merit and not due the caste to which they belong. I would prefer a written exam for admission. I have read many Articles where it has been highlighted that India has demographic dividend but we are not able to produce the best in the market due to quality issues. None of our IIMs comes within first 10 of the business school in the world. Similar situation exists in all fields.


  • Many students prepare sincerely but constantly live under fear that they are not from big college / not from English medium and eventually lose confidence. What message would you like to these students?


My appeal to all those is that please have confidence in yourself and never feel guilty of not knowing fluent speaking/writing English. Remember language is not a barrier to success in any field. Success can be achieved by practice. Besides we all are eventually judged on the same parameters irrespective of the board to which we belong while appearing for competitive exams. But it is always good to learn so one should try correcting their flaws in such a case and take criticism if any in a sporting way as it will serve as a scope to improvement .


  • Through this struggle and success, what have you learned? What is the wisdom of life and competition? What is your message to the upcoming BBI students?


I have learnt that I have only exploited only 10% of my strength. The other 90% has to come in the coming days so as to secure a decent job in a highly competitive environment. One must read a book titled “ The other 90%” by Robert K. Cooper.



  • Your feedback for ?


It is definitely a great initiative. The sites will help us all in keeping updated about our respective courses and hence help in better planning and executing of performance.











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